Join Ben Lafferty, of our business and property team, on Friday 12 December 2025 at 10am as he delivers the next instalment of our Kings Young Professionals Series via Zoom. Ben will speak on the debt respite scheme and the implications of the Court of Appeal’s decision in Forbes v Interbay Funding Limited [2025] EWCA Civ 690.

Ben breaks down the core components of the Debt Respite Scheme (Breathing Space Moratorium and Mental Health Crisis Moratorium) (England and Wales) regulations 2020 (SI 2020/1311), examines what is and what is not an “enforcement step”, provides practical guidance as to how a moratorium impacts common debt collection proceedings and reviews the Court of Appeal’s position in Forbes.

This talk will be particularly useful for those who commonly issue possession proceedings, simple debt claims, bankruptcy petitions and other enforcement proceedings (such as charge order applications and applications for possession and sale).

Click here to download Ben’s accompanying slides.

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